Your house bank does not want to grant you a loan. If you have problems with the German Credit Bureau, you can now avoid all these problems with the Swiss loan without Credit Bureau. Loans from Switzerland are available to anyone with an income. In the past, most loans came from Switzerland without Credit Bureau participation, which is why the term “Swiss credit” has become established over time. The term “Swiss credit” has survived, but now the Swiss credit comes not from Switzerland, but from Liechtenstein.
Swiss Loan: Loan entirely without Credit Bureau from Switzerland
The Swiss loans give borrowers in Germany the opportunity to obtain a loan without having to query the Credit Bureau or make a Credit Bureau entry. However, before signing a contract to draw on a Swiss loan, a borrower should carry out a detailed loan comparison and, in particular, carefully read the paragraphs and provisions in the small print.
Experience shows that not all banks, investors and lenders are competent and trustworthy. With the Swiss credits, there are certainly the black lambs, and it is better to stay away from them! “Credit without Credit Bureau”, “Credit even with low credit rating”, “Express credit with immediate confirmation and no proof of income” – these and similar buzz words are still used today by many lenders to attract new debtors.
It must be decided whether all lenders here are decent. In principle, however, it is quite possible to obtain a Swiss loan or a loan without Credit Bureau on reasonable terms, provided that the borrowers look wisely and make the appropriate offers. A Swiss loan is, as the title implies, a loan approved and disbursed by a Swiss bank or Swiss lender.
It applies Swiss law.
A Swiss loan is in many cases a conventional installment loan or consumer loan. A big advantage of the Swiss loan is that test procedures are used that are not based on the request of the Credit Bureau entry. In addition, no Credit Bureau entry is initiated. The exact checking procedures vary from lender to lender.
Swiss loans are particularly suitable if there are not enough funds to pay for one or more banknotes. Those who are affected by a negative entry of the Credit Bureau, then are mostly looking for a Swiss loan or a loan without Credit Bureau almost.
If you have it very fast, you can also look for urgent loans, instant loans, or flash loans when comparing different offers from around the world. But not only in the Federal Republic offers a bank, a bank or a lender Lite Lender with immediate confirmation and immediate transfer in 24 to 48h.
Crucial to rapid processing and approval, however, is that all the evidence required for the credit check procedure is transmitted quickly and, above all, completely. Swiss credit also for the unemployed, pensioners, freelancers and Hartz-4-receivers? Anyone who quickly applies for a Swiss loan application without Credit Bureau, but also without proof of income, also has certain opportunities to grant a loan application.
However, it is up to the borrower to hedge the lender against default and excessive risk. When repaying the loan, care must be taken to ensure that a lender says “yes” and also includes unemployed persons, Hartz 4 recipients, pensioners, self-employed or low-paid freelancers for a Swiss loan.
Borrowers of all colors who submit a loan application without Credit Bureau should definitely read their options in Swiss credit. This is because Swiss loans do not consult Credit Bureau and are based on other specific Swiss test methods. Important for Swiss loans is also that no Credit Bureau entry is made – which is certainly desirable for many potential borrowers.