Research leads to dubious sites on the Internet, on which creation-free accounts are offered. Often the online accounts without Credit Bureau offers from abroad. When comparing current accounts without Credit Bureau, we clearly show the costs of the different banks. Top current account without Credit Bureau: Onlinekonto.de. First, open a checking account online and have your credit rating checked by Norisbank.
Current account without Credit Bureau
Without Credit Bureau to get a current bank account, is very difficult in the Federal Republic and is offered by hardly a bank. When comparing current accounts without Credit Bureau, we clearly present the expenses of the individual banks. 3 cash receipts, 2 cash advances, 18 cash advances, P-account, setup fee spread over 2 years.
It is assumed that the player account without Credit Bureau generates a turnover of at least 100 EUR or is used as a payroll account. All information without warranty. Decisive are only the information from the list of prices and services of the bank. Anyone looking for a current account without Credit Bureau, has certainly already encountered various providers in the network who pronounce one.
These are either bank accounts with banks in the neighboring country (these are not listed in our reconciliation), but to which no German entrepreneur transfers their income (social benefits are also transferred exclusively to German current accounts) or there are one or two private credit institutions in the country Federal Republic of Austria, which not only require a lot of money for the account management without Credit Bureau, but also for every single booking.
The current account accounts are managed as prepaid accounts.
Also, giro and credit cards are only available on a credit basis. If your current account at Credit Bureau has been dissolved because of a negative Credit Bureau or private bankruptcy, you should follow our recommendations (see above) – there you will be gladly accepted despite your history and are in the best hands. Your bank account is dissolved at the Credit Bureau. Already in 1995, the Central Loan Committee (today “The German Banking Industry”) gave the banks and savers an opinion on the “current account for everyone”.
Accordingly, credit institutions should set up a credit-based current account for each consumer, regardless of profession or income. Even with over-indebtedness, Credit Bureau and Harz district. For example, banks have had a so-called “citizen’s account” for people on low incomes and negative Credit Bureau since the beginning of 2012. Due to regional differences, we were unable to include the bank in our “no-Credit Bureau” checking account.
The account management is based on credit (otherwise this is not possible with a current account without Credit Bureau). The account includes a giro card (formerly debit card) and is managed like an ordinary bank account. Most banks also have a prepaid credit card (Master Card) that you can transfer online from your current bank account.
Note: An account for all is not a P-account. However, the bank can convert it into one, thus cutting costs. In the juxtaposition “Current account without Credit Bureau” (see above) you can find out what conditions are possible. To prevent this, you should set up your user account in a P account.
In summary, the situation for people with Credit Bureau problems has improved significantly in recent years. At least with the check accounts. The fact that a current account without Credit Bureau is now to be opened to all has contributed to the network and new regulations by the police. However, there are still many suppliers who offer inflated prices.